In this month's installment of our series on Innovators, you'll meet out-of-the-box thinkers building a new financial order that empowers individuals. They include a former medical student who's bringing venture capital to the masses, a maverick who's creating an automated stock exchange and a tech maven who thinks you should carry smart cards instead of currency. The society these folks are fashioning may be cashless, but it will be rich beyond Goldfinger's fantasies.

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THIS MONTH'S INNOVATORS







Will the 21st century produce more important innovations than the last? Who will be the top inventors? Tell us if you agree with TIME's choices.


Which of the following breakthroughs do you think will come first?

The ability to clone humans
A cure for cancer
Extending the average life past 100
Other
Do you know the next Einstein? Is your neighbor working on the next great health breakthrough? If so, e-mail us the name of your nominee, explaining in 50 words or less why we should choose him or her.

Go to the Time 100

About the Series

PHOTOS: Amy Domini by STEVE LISS FOR TIME,
Peter Freudenthal Photo Courtesy of meVC,
Jean-Pierre Gloton by SERGE PICARD/VU,
Richmond McCoy by JONATHAN SAUNDERS FOR TIME,
David Pullman by MICHAEL GRECCO FOR TIME,
Gerald Putnam photo illustration by AARON GOODMAN FOR TIME
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