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Haig's warnings may apply to for-profit medical insurance and hospitals, but there are alternatives. In my HMO, Kaiser Permanente, medical decisions are made by doctors. Medical records have been online for years. Copays are low, and there are no cutoffs for the cost of surgery, hospitalization or other care. Prescription drugs are covered. And premiums are lower than those of for-profit plans. If Barack Obama's health-coverage plan is modeled on one like mine, then everybody can win. Phil Bond, ELK GROVE, CALIF.
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