Here's the Best Way to Save Even More
Joe Raedle / Getty
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Most important, realize that, done right, spending less doesn't mean being miserable--just making sure that the things you pay for are truly important to you. "There's no right or wrong budget," says Leslie Linfield, executive director of the Institute for Financial Literacy. "The only rule is, don't spend more than you make." Because breaking that rule is what got us here in the first place.
TIME.com For more stories on how the economy is affecting the average American, visit time.com/moneyandmain
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