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TIME's Best Inventions of 2008
From a genetic testing service to an invisibility cloak to an ingenious public bike system to the world's first moving skyscraper here are TIME's picks for the top innovations of 2008
12. Housing Funds
Want to bet against your house? It's been possible ever since the Chicago Mercantile Exchange launched house-price futures and options in 2006. But futures and options aren't investment products for the masses. So MacroMarkets, co-founded by economist Robert Shiller, plans this month to offer the first exchange-traded funds bought and sold like stocks that will allow buyers to bet on whether house prices will rise or fall.
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