The 2009 TIME 100 Finalists

2009 Candidates

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James Lockhart

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AGE: 62
OCCUPATION: Federal Housing Finance Agency Director
PREVIOUS APPEARANCES ON THE TIME 100: 0

PRO: He survived last fall's government seizure of Fannie and Freddie, promising to restore confidence in the frail mortgage giants.

CON: Under his administration, Fannie and Freddie moved hundreds of millions of dollars into the subprime market. He claimed to have seen it coming — so why couldn't he stop it?

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