The 2009 TIME 100 Finalists

Cast your votes for the leaders, artists, entrepreneurs and thinkers who deserve a spot on this year's TIME 100. — By Brian Raftery

Jessica Jackley

Daniel Lemin
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AGE: 32
OCCUPATION: Kiva co-founder
PREVIOUS APPEARANCES ON THE TIME 100: 0

PRO: The micro-financing website allows donors to make loans to start-up businesses around the globe, from palm-oil producers in Ghana to window manufacturers in Tajikistan.

CON: Nonprofits often have a difficult time enduring economic slowdowns.

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