How Americans Spend Now

Americans react to the downturn with big changes in attitudes and spending habits, but they're not giving up hope

The Blackjack and Roulette Dealer

The Blackjack and Roulette Dealer

Tomas Muscinico for TIME

Monica Williams, 32, Las Vegas

Most people come for a good time, and it's not all about the money. As long as they're having a good time, losing doesn't bother them. Our table minimums are still very competitive with the other casinos downtown. Now we have $2 and $3 blackjack. I would say that came about in the last six months. Some of the Strip hotels still have $10 and $15 minimum games, and I'm seeing more people coming downtown for at least part of their visit. I am averaging about $2,000 a month gross. Tips are steady. Even though a lot of people are having hard times, there's always the need for entertainment and relaxation. Gambling is entertaining for a lot of people.

I'm doing O.K. A lot of families have been affected, working [in my] industry. But I was fortunate. Most of us here at Fitzgeralds are, because we have regulars that keep us busy. I've heard of a few [layoffs], but it's very minimal. A lot of employees here lost 401(k) money. I didn't fully understand it, which is why I didn't sign up for it. And I kept thinking I'm going to kick myself if I don't do it, and then this happened.

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