Looking for a guaranteed, attractive return in exchange for leaving your savings untouched for two years? Here are the best two-year CDs available today.
Knowing the key differences between a certificate of deposit (CD) and a high-yield savings account (HYSA) can help determine which account is best for you.
Banks and credit unions offer savings accounts for kids and teens to help them reach their financial goals. Learn which kids' savings accounts rate the best.
There are two interest rates posted with nearly every interest-bearing instrument: interest rate and annual percentage yield (APY). APY is the most important to you as an investor. Here’s why.
A merchant cash advance (MCA) can provide you with access to funds quickly when your business is in need of cash, but be aware of the high APR on repayment.
529 plans are state-sponsored savings and investment accounts, with excellent tax advantages. The funds can be used for a wide variety of qualified education expenses.
How much you need to save—for retirement, emergencies, your children’s college, a home, and more—depends on your circumstances. Still, there are some helpful guidelines to follow.
CIT Bank is a major online bank, offering high rates on savings and shorter-term CDs. It can be an excellent choice if you’re looking for a bank to earn high interest on your savings.
Not only does Discover offer some of the very best credit cards, but Discover Bank pays high interest on savings accounts and a wide range of CD terms.
Chase and Bank of America are two of the largest banks in the country, offering all banking services. Which should you choose based on checking, savings, CDs, and money market accounts?
Axos Bank is a digital bank offering online and mobile banking as well as several investment options. If you want to bank where you invest, Axos is an option.
LendingClub Bank offers checking accounts, high-yield savings, CDs, personal loans, and auto loans. Learn how it works to decide if it's the right bank for you.
The top money transfer and payment apps make it easy to send money to friends and family—or pay merchants for goods and services in your country and abroad.
Capital One is one of the nation’s largest banks. It’s noteworthy for its lack of account fees, attractive APYs, and cafés that offer free WiFI, workspace, and account services.
Payment gateways are services enabling businesses to accept credit and debit card payments. We’ve narrowed down the best payment gateways for businesses and what they offer.
Certificates of deposit (CDs) and Individual Retirement Accounts (IRAs) are commonly used for saving and investing. Learn how these two ways to build assets compare.
If you’re looking to get a new checking or savings account, you don’t need to leave home. Check out our guide explaining how to open a bank account online.
Here’s a look at the best money market account rates in 2024 to help you on your quest to get the best return on your cash while maintaining FDIC insurance coverage.
The Thrift Savings Plan is a defined-contribution plan that allows federal employees and military members to save for retirement on a tax-advantaged basis.
A savings account is an important bank account, ideal for safely storing your money while earning interest. Learn more about what a savings account is here.
Certificate of deposit (CD) earnings can be impressive, depending on the interest rate and term. Learn how CD investments work and how much you can earn from one.
Chase Bank offers some of the best credit cards in the industry. This can make it a natural choice as a personal bank for both checking and savings. When should you consider banking with Chase?
Interest earned by CDs is taxable, though tax payments may be delayed if they are held in some tax-advantaged retirement accounts. Learn the details of how this works.
There is a lot to consider when you’re planning to start a business. This guide can help keep you on track so you can check off all those pre-opening boxes.
Non-citizens absolutely have the right to open an account with a U.S. financial institution. Here’s the documentation you need to have—and the procedure to follow—to get one.
Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.
Knowing the history of CD interest rates—along with the economic conditions at the time—can provide helpful guidance for using this information to maximize return on savings.
This Synchrony Bank review covers this online-only bank offering high-yield savings, money market accounts, and CDs without monthly fees or minimum balances.
Both money market accounts and savings accounts pay interest on balances, but they differ in the interest rates offered, withdrawal regulations, and minimum deposits needed to open an account.
Credit unions and banks are similar institutions offering a range of financial services. The right one for you depends on your needs, location, and eligibility.
What is a checking account and how does it differ from a savings account? Here’s a look at what each account offers and how to choose the one you need.
Different types of savings accounts offer benefits and features that could be perfect for your needs. Learn more here about the various types of savings accounts that are available.
Check-cashing services swap checks for cash. They charge a fee for the service, and are most commonly used by those who have limited access to traditional banking.
Available through banks and credit unions, money market accounts are savings accounts that typically pay higher interest rates than regular savings accounts.
Private banking extends personalized financial services and higher yields on deposit accounts, but you’ll need to meet minimum asset requirements to qualify.
Joint savings accounts can help make your financial life a lot simpler. But you’re also giving your co-owner a lot of control over your money, so you think about the consequences before opening an account with a spouse, friend or even your child.
Switching accounts from one bank to another requires careful attention and monitoring during the transition to avoid lost deposits and missed payments.
Whether you receive a personal, government, or payroll check, there are a few ways to go about cashing it. Here’s a look at how to cash a check and avoid fees.
Banks close accounts for inactivity, negative balances, overdrafting, suspicious activity, and account-agreement breaches. Here’s what you can do if it happens to you.
Checkbook balancing helps you manage cash flow and track accounts each month. Here’s a look at how to balance a checkbook even if you don’t use paper checks.
There are a few types of bank accounts, and each has pros and cons. Learn about the most common types of bank accounts and how to pick the right one for you.
Automated clearinghouse (ACH) transfers are an easy and low-cost method of sending funds from one financial account to another. Learn how ACH transfers work.
Routing numbers and account numbers provide crucial information for directing activities for most basic financial transactions. While they are often both needed, they are separate things.
Both money market accounts and certificates of deposit (CD) offer opportunities to earn higher interest than a regular savings account, which can boost savings.
Cash App is an app that allows you to send and receive money, stocks, or bitcoin through your mobile phone. The app is free, safe, and does not require you to have an open bank account to use it.
The overdraft fee is a common checking account fee. When you don’t have the funds in your bank to cover a cost, you could be stuck with an overdraft fee.